Which insurance companies provide the best claim services? What carriers have adequate provider networks in my area? How do I know whether to purchase a traditional plan with co-pays or a Health Savings Account compatible plan? These considerations, along with many others, are the questions we address when selection the right kind of benefits for you and your family.

What is your most valuable asset? Your earning potential over the course of a lifetime. The ability to continue earning income if you are unable to work is the most commonly overlooked aspect of financial protection. We work with you to help you understand the risks you face and how best to protect yourself against them.

The needs for life insurance vary far and wide. Protecting your family and/or preserving your estate are critical concerns. We listen to your objectives and apply our knowledge of the many life insurance products to custom-tailor a solution specific to your needs. We work with you to understand and develop the right balance of protection and cost for your unique situation.

Sometimes forgotten in favor of more ‘exciting’ investment options (and often times seemingly complex in nature) annuities continue to provide a safe, reliable investment in times of economic uncertainty. We take the time to explain the purpose and potential value of annuities, and evaluate their overall appropriateness to your personal financial picture.

It’s easy to get tripped up by the regulations and coordination of benefits when navigating the great ‘social safety net.’ We work close with seniors to explain how supplements, Advantage plans, and Part D plans coordinate with Medicare. We facilitate enrollment in the various products and are always available for on-going assistance when issues arise.

The cost of nursing home and elder care is forever on the rise, with more and more people in need of such care every day. How do you plan for future long-term care expenses? We’ll work with you to evaluate your options and determine what’s right for your situation.