Each organization has certain people whose decisions are crucial to the company's operation. They are your decision makers. Your business developers. Your intellectual capital. But what if they should become ill or die? We will help you identify your organizational structure, the value of an individual to your business, potential risks, and develop plans to combat any number of situations that may arise.

Businesses are built by hard work. Their work is a source of pride and they want to pass it on to their employees and future leaders. However, they also seek adequate compensation for the work they've done and the opportunities that they've provided. How can you accomplish this without jeopardizing your company's future? What if your plans don't pan out the way you expected? We work with businesses to identify and answer these questions. Building a business requires extensive time and energy. Planning can go a long way to ensuring that the seeds you planted for your business can blossom for many years to come.

A great deal of responsibility comes with your company’s leadership. But rewards for an exceptional job can be profitable. What is the best way to reward your top management? There are many options to consider, such as Deferred Compensation, Executive Bonus, Salary Continuation, or Supplemental Executive Retirement Plans (SERP’s) using life insurance. Looking at your organizational structure and financial breakdown, we work with you to determine the best strategies for your company.